Spendwiser Pro helps you track every rupee, analyse spending patterns, manage multiple wallets, and stay on budget — without the spreadsheet chaos.
Free to start · No credit card required
Built for people who want clarity, not complexity. Spendwiser Pro works the way your finances actually work.
Track cash, bank accounts, credit cards, UPI wallets, and investment accounts — all in one place. Internal transfers keep your net worth accurate automatically.
Visual breakdowns by category, wallet, and time period. Spot trends before they become problems.
Your data is encrypted at rest in Cloudflare D1 and on-device with iOS Secure Enclave protection.
Country-specific tax categories (TDS, GST, VAT), investment presets (SIP, PPF, FD), and local currency formatting.
Access your transactions on desktop via web.spendwiserpro.com — scan a QR code from your iPhone to connect securely.
Attach photos of receipts directly to transactions. Stored securely in the cloud, accessible anywhere.
Over 100 preset categories tailored to how you actually spend — Housing, Food & Dining, Healthcare, Entertainment, Taxes, Investments, and more. Fully customisable with your own categories on top.
Native support for English, Hindi, Japanese, German, French, Spanish, Chinese, Korean, and 6 more.
No complicated setup, no bank linking, no data sharing. You're in control.
Install Spendwiser Pro from the App Store. Create your account in seconds — just pick your country and currency.
Add your bank accounts, cash, UPI, and credit cards. No bank credentials required — you enter balances manually and stay in full control.
Add income and expenses with a tap. Categorise them, attach receipts, and tag them to the right wallet.
Watch your analytics update in real time. See exactly where your money goes — and make smarter decisions.
"Finally an app that doesn't require me to share my bank credentials. I log manually and the insights are incredible. The SIP and FD categories are exactly what I needed."
"The multi-wallet support is a game changer. I can see my total net worth across Paytm, HDFC, and my cash — all in one screen. The web dashboard is a bonus."
"I've tried 6 different budget apps. Spendwiser Pro is the only one that actually fits how Indians manage money — with proper tax categories, SIP tracking, and INR formatting."
Start for free. Upgrade when you need more power.
Great for getting started
For serious budgeters
Save ₹889 vs monthly
Yes. All data is encrypted at rest using AES-256 in Cloudflare's infrastructure. On-device, your data is protected by iOS Class A file protection and the Secure Enclave. We never sell your data or share it with third parties.
No. Spendwiser Pro uses manual entry — you log transactions yourself. This means zero bank credentials ever leave your device, and you stay in complete control of your financial data.
The web dashboard at web.spendwiserpro.com lets you view and manage your transactions from a desktop browser. It syncs with your iPhone app — just scan the QR code shown in the app to connect securely.
Spendwiser Pro supports 22 country profiles including India, USA, UK, Japan, Germany, Singapore, Canada, Australia, UAE, and more. Each profile includes localised tax categories, investment types, and currency formatting. You can also use any custom currency.
Yes. Subscriptions are managed through the App Store — cancel anytime from your iPhone Settings > Apple ID > Subscriptions. You retain access until the end of the billing period.
An Android version is currently in development. Join our waitlist by emailing us and we'll notify you as soon as it's available.
Download Spendwiser Pro from the App Store and take control of your finances — for free.
Already a subscriber? Open the Web Dashboard →